Managing Your Finances
If you are looking for ways to spend less money and manage your finances you may wish to explore the following options:
If you are a home (UK) student and you are applying for a Student Maintenance Loan it is preferable to request an income assessed Student Maintenance Loan via Student Finance England as you are more likely to receive a 35% increase in support through this loan for your living costs – this is dependent on your household income.
There are many ways of spending less money on your essentials and we have listed some options which you may like to consider.
http://www.mysupermarket.co.uk
This is a useful website which you can utilise to compare grocery prices at 4 of the main online supermarkets who provide a delivery service. These include Tesco, Asda and Sainsbury’s. This is a useful free web based tool which enables you to compare how much you could save on your weekly shopping bills.
On-line grocery shopping can be less costly than visiting the store in person. Avoid shopping in smaller branches of supermarkets such as Tesco Metro, Tesco Express or Sainsbury’s Local as these smaller stores invariably have higher prices, less choice and fewer purchase offers or discounts and mainly cater for professional people living and working in the city centre.
It may also be beneficial for you to apply for your supermarkets loyalty card as you may receive further discounts which are exclusive to members.
http://www.moneysavingexpert.com
Budgeting
The following website is a good starting point for building your budget when applying to university in the UK. This online student calculator is free and you can find out what funding you could get for your time at Aston University.
http://studentcalculator.org.uk/