Non-technical Summary
This
paper uses an econometric approach to analyse gender differences in
access to finance for business start-up based on the Global
Entrepreneurship Monitor (GEM) 2004 database. We find that females are
around 7.5 pp more likely to perceive financial barriers to business
start-up than males, which reduces start-up rates by 1.7-3.8 pp. Being
female also has an additional direct effect on each start-up indicator
not linked to financial barriers. This suggests that females in the
general UK population perceive stronger financial barriers to business
start-up than UK males, and this may be discouraging them from seeking
external financial support for business start-up.
Keywords: Access to finance; Start up; SMEs; Gender; Econometric
ISBN: 9781-85449-702-4
Main University navigation links
